Payment systems alternatives
Alternatives to: Mastercard, Visa
These are very hard to get away from. However, since both Mastercard and Visa have been selling our purchasing data (anonymised and in aggregate) to the RTB system since 2014, it is worth trying!
| App name | Open Source | Structure; Business model | Features | Country of origin | Link |
|---|---|---|---|---|---|
Wero |
No | Private Company | Pay online; Send people money; Currently only works in Belgium, France and Germany and with certain EU banks | Belgium | Wero-Wallet.eu |
Zahlo |
No | Private Company | Stripe competitor (use for your business); No hardware needed (just smartphone or tablet); Currently Germany only | Germany | Zahlo.eu |
| Yes | Free Open Source | Private, secure cryptocurrency; Bitcoin alternative | Open Source | GetMonero.org | |
| Yes | Free Open Source | Private, secure cryptocurrency; Bitcoin alternative | Open Source | Z.cash | |
| Yes | Free Open Source | The main, most trusted cryptocurrency | Open Source | Bitcoin.org | |
| Yes | Free Open Source | Not crypto! Private electronic transfer of regular fiat currency; Part of the GNU project | Switzerland / Open Source | Taler.net | |
Cash |
n/a | n/a | Physical cash currency - about as private as it gets! | n/a |
RTA's choice
We have started to use cash more, given the extent of surveillance capitalism. One of us holds Bitcoin but doesn't use it much for payments.
Wero
Zahlo
Cash